Don't Wait Until You Get Sick to Join Health Insurance!

Health insurance is a program that helps share the cost of medical care, protecting individuals from financial burdens. It is important to join health insurance before getting sick to enjoy reduced costs at reputable medical facilities and have peace of mind when treating illnesses. There are various groups eligible for health insurance, including employees, civil servants, retirees, and those in difficult socioeconomic conditions. The contribution rate is 4.5% of salary or minimum wage, with employees and employers sharing the cost. Participants can also choose to contribute voluntarily. Benefits include reimbursement for medical expenses, maternity and childbirth benefits, and sick leave. Avoid the financial burden of high medical costs by joining health insurance. Health insurance helps you share the cost of medical care, protecting you from the financial risk of illness. Don't wait until you get sick to join health insurance. Join today to enjoy many benefits. Reduced costs for medical care at reputable medical facilities. Peace of mind when treating illness without worrying about the financial burden. Protect your health and that of your family. Contact us today for a free consultation on health insurance. A. Concept. Health insurance is a mandatory insurance program organized by the state to ensure health care for the people. By joining health insurance, people will be paid part or all of the cost of medical care at medical facilities permitted to operate within the scope of the insurance package. B. Subjects of health insurance participation. Group by employees and employers. Employees working under a labor contract for a term of at least zero three months. Enterprise managers, non-public career units and cooperative management executives receiving salaries. Civil servants, officials, civil servants. Non-professional workers in communes, wards and townships. Group paid by social insurance agencies. Recipients of monthly pensions and loss of labor capacity allowances. People receiving monthly social insurance allowances due to work accidents and occupational diseases. People aged 80 and over receive monthly pension allowances. Commune, ward and township officials who have retired and are receiving monthly social insurance allowances. People receiving unemployment benefits. Employees on maternity leave and giving birth or adopting children. Group paid by the state budget. Commune, ward and township officials who have retired and are receiving monthly allowances from the state budget. People who have stopped receiving loss of labor capacity allowances and are receiving monthly allowances from the state budget. Meritorious revolutionaries. War veterans. Participants in the resistance war and national defense. Deputies of the National Assembly. Deputies of people's councils at all levels in office. Children under six years old. People who are eligible for monthly social protection allowances. People belonging to poor households. Ethnic minorities living in areas with difficult socioeconomic conditions. People living in areas with particularly difficult socioeconomic conditions. People living in island communes, island districts and some other subjects. People awarded the titles of people's artists and meritorious artists belonging to families with an average monthly income per capita lower than the minimum wage as prescribed by the government. Relatives of meritorious revolutionaries who are fathers, mothers, wives or husbands, children of martyrs, those who have raised martyrs. Relatives of meritorious revolutionaries except for the above subjects. Relatives of officers, professional soldiers, non-commissioned officers, soldiers of the army on active duty, officers, non-commissioned officers and vocational technical officers working in the public security forces, public security students, non-commissioned officers, those working in key work receiving salaries as for soldiers, key students receiving the regime and policy according to the regime and policy for students at military schools, public security schools. People who have donated human organs and tissues in accordance with the law on organ and tissue transplantation. Foreigners studying in Vietnam on scholarships from the state budget of Vietnam. People serving meritorious revolutionaries living in the family. People aged 80 and over receive monthly pension allowances in accordance with the law on social insurance. Groups supported by the state budget for contribution. Students studying at general schools, universities and colleges. Families near the poverty line. C. Health insurance contribution rate. Basic contribution rate 4.5 percent of salary, pension, allowance or minimum regional wage. In which employees contribute one third and employers contribute two thirds. Health insurance family contribution rate. First person 4.5 percent of the basic salary. Second person 70 percent of the first person's contribution. Third person 60 percent of the first person's contribution. Fourth person 50 percent of the first person's contribution. From the fifth person onwards 40 percent of the first person's contribution. Voluntary health insurance contribution rate. Participants can choose to contribute monthly, quarterly or annually with a minimum contribution equal to the basic contribution and a maximum not exceeding 12 times the basic contribution. D. Benefits of health insurance participants. Being reimbursed for medical examination and treatment expenses according to the regulations of the Ministry of Health. Enjoying maternity and childbirth benefits according to the regulations. Enjoying sick leave and medical rest according to the regulations.